Turn your luxury goods into fast cash with a short-term business loan.

We offer personal cash loans against your assets with no credit checks needed.

  • Loans up to $50k
  • Easy online process
  • Fast, Discrete & Secure
  • Professional Valuers

Secure the funding you need to grow your business.

Get Your Estimate

Get immediate and hassle-free cash with our new secure finance alternative.

Use your luxury goods to unlock cashflow with our simple 4-step online process.

How It Works

1. Get Your Estimate

Click apply now and fill in a few details about yourself.

Upload an image or two of your item(s) and any certificates or receipts which will help your appraisal – smartphone pics are fine.

Instantly receive your Pawnbank loan estimate offer.

2. Send Your Goods For Free

If you’re pleased with your estimate, we’ll send you a Secure Pawnbank Pack to send your goods to our headquarters.

For larger luxury goods like cars, motorbikes and boats, a Pawnbank Customer Service Representative will be in touch with further instructions via email or phone.

3. Get Your Cash

Once we receive your goods, one of our expert valuers will make an onsite appraisal and email you an official same day loan offer.

If you accept the email offer, we then transfer the cash to your nominated bank account usually within 24-hours.

4. Get our Goods Back

When you pay back the loan, we then send your goods back free of charge by registered courier.

You can customise your loan term between 1 to 3 months and also have the flexibility to extend the loan period once it has matured, no penalty.

Get Your Estimate

Are you a new business in need of a short-term financial boost or capital to grow?

Do you find it difficult and time consuming to obtain business loans from mainstream lenders?

At PawnBank, we give our business clients an easier way to access extra funds against their high value assets.

Businesses rely on cashflow, but the first challenge for many new business owners is the lack of funding.

Often business owners don’t have enough experience and find it difficult to obtain cashflow finance without the ability to demonstrated profitability.

At PawnBank we understand these struggles new business owners are faced with and use your verified assets acquired as security instead.

Unlike traditional lenders, we don’t require a business plan or a credit check for your approval.

We understand you may need your cash immediately so our process doesn’t follow a lengthy loan application process that can run from days to weeks.

With a PawnBanks account you can access up to $50K in 24 hours.

Set up an account and Instantly find out how much you can borrow through our quick and secure online process.

Get Your Estimate

Our advantage over other lenders?

A hassle-free process with no credit checks or proof of income required.

  • Cash is electronically transferred to your bank, no calls to financial institutions.
  • Enjoy a 100% transparent yet flexible exchange process from start to finish.
  • 24-hour approval on receipt and authentication of goods.
  • No complicated financial contracts, ongoing fees or intrusive marketing emails.

Keep getting fast cashflow finance for your business.

Once your initial estimate is accepted, an online account is created.

A PawnBank account allows you to easily receive future loan estimate offers by the click of a button.

We have helped thousands of Australian business owners access fast cash with no early penalty fees and no hassle.

Create an account today and secure the funding you need to grow your business.

Get Your Estimate

PawnBank has revolutionised online lending so you can get cash discreetly, easily and quickly, every day.

Access up to $50,000 in extra business capital in less than 24 hours.

Get Your Estimate